Debt Lawyers of New YorkBusiness Debt ReliefBankruptcy Attorneys
Debt SettlementDebt Collection Lawsuit DefenseAvoid Foreclosure
Predatory Lending Attorney Loan Modification Attorney
Let the experienced debt lawyers, bankruptcy attorneys and other debt relief specialists at The Law Offices of Kenneth H Dramer PC help you with your debt problems – from business debt relief to consumer debt, mortgage debt, credit card debt, help with bankruptcy, help to avoid foreclosure, loan modifications & much more.
Debt Attorneys
  • Did you know you will be given certain rights under the Federal Debt Collection Practices Act (FDCPA) that you only have when working with an attorney?
  • Did you know that debt attorneys are uniquely qualified to help you with loan modifications?

Professional New York Debt Lawyers Assisting with all Consumer and Business Debt Relief Needs

The Law Offices of Kenneth H Dramer is a New York based law firm providing comprehensive debt relief and mortgage relief services in many states across the U.S to help those struggling to pay their bills or to help avoid foreclosure.   Our attorneys and members specialize in consumer debt law and business debt relief so we have years of experience dealing with a full variety of possible debt solutions ranging from our basic services like credit and debt counseling,  debt settlement services, and mortgage loan modifications to the more complex areas we practice in like debt collection lawsuit defense, FDCPA lawsuits, foreclosure defense and even bankruptcy.  When dealing with our debt relief lawyers you can be confident that you are not only represented by the most experienced and successful debt negotiation professionals, but it’s important to know that you have choices when it comes to dealing with your financial issues.

Debt Settlement Attorneys for New York

Whether it’s a problem dealing with mortgage debtcredit card debt, medical bills, student loans, or taxes…we can help!  Whether your original creditor is trying to collect from you or a collection agency, debt purchaser or even a collection attorney…we can help! If it’s a creditor harassment issue, credit litigation or any other problem related to excessive debt, The Law Offices of Kenneth H Dramer PC can help for debt settlement on Long Island, NYC, Queens, Brooklyn, Bronx, Staten Island, Westchester, Rockland, Upstate New York, and wherever you may be! Our debt lawyers have the know how. We will negotiate with your creditors to achieve mutually agreeable arrangements on your behalf.  For a great group of debt settlement attorneys in New York you should look no further.

Debt Collection Lawsuit Defense in New York

If you have been sued by a debt collector in New York we have debt lawyers waiting to be by your side to help.  A debt lawyer that can go to court and fight for your rights if that’s what you want.  One also very familiar with debt settlement that can settle your lawsuit out of court if that’s what you desire. One that can either push the case fast through the court system or that can stall the case as long as possible – all depending on your specific needs.  Our debt attorneys know how to protect you and will be on your side.

Federal Debt Collections Practices Act (FDCPA) Lawsuits

What if a debt collector, debt purchaser, or debt collection attorney crosses the line and violates the law?  An FDCPA attorney can help you enforce your rights and you can sue them.  You can win up to $1000 per violation and may also be awarded damages!  How do you know if you have had your rights violated?  Call us and we’ll put you in contact with an FDCPA attorney in New York that will ask you some questions and find out if we can sue on your behalf and win you some money!

Options to Avoid Foreclosure 

Loan Modifications

Along with being a debt settlement attorney for ny and dealing with bankruptcy, our debt lawyers at The Law Offices of Kenneth H Dramer PC have a wealth of knowledge in the area of Real Estate Law.  We have helped many clients obtain mortgage loan modifications of their existing loans to term that are easier for our clients to afford.  This can mean lowering the monthly payments, lowering the interest rates, and even reducing past due amounts owed as well as reducing the actual outstanding balance that is left on the mortgage loans!  If you need a loan modification attorney in New York then we can help.

Short Sale Attorney

If you are in need of a short sale attorney to negotiate for you to help get your lender to accept a lesser amount than owed then our short sale negotiators may be able to get the job done.  Each situation is different so it is not a one size fits all scenario.  Some short sales can be negotiated and some can not.  Before we take on a case our short sale attorney will be able to look at the facts to see if it is a case we should take on or instead suggest other options.

Deed in Lieu of Foreclosure Attorney

A deed in lieu of foreclosure attorney can be helpful if you have tried to short sale your property and have either been unsuccessful in the attempts or have not even received a bona fide offer on the subject property to negotiate towards.  A deed in lieu of foreclosure attorney can help negotiate with your lender to get them to accept the deed for the property without you having to worry about the hassle of a short sale negotiation or dealing with your lender suing to get the property back through the actual foreclosure procedure.

Foreclosure Defense Attorney

If you are already facing foreclosure allow one of our foreclosure defense lawyers help you to stop foreclosure today.  A foreclosure defense attorney can buy you time and assist you to fight back against your lender.  Many cases have only gone to foreclosure in the first place due to predatory lending practices.

Predatory Lending Attorney

These are violations that the banks or brokers committed when many mortgage loans were taken out.  Many of these loans were given knowing that the homeowners would fail!  A predatory lending attorney can help you defend your home and offer the foreclosure help needed and can even show you how to turn around and sue your lender if you have been a victim of predatory lending.

Its important to look for other qualities when choosing a loan modification attorney.  One that is also a foreclosure defense lawyer and a predatory lending attorney will surely be by your side every step of the way so you know we’ve got you covered!

Need a Bankruptcy Attorney in New York?

If you have been searching for a bankruptcy attorney in New York, The Law Offices of Kenneth H Dramer PC has a team of experienced bankruptcy lawyers, debt lawyers and finance professionals that can also help.  We not only charge lower fees than the competition but can help you with the fees and start to work on your case for as little as $100 down!  Put and end to those harassing collection calls and get the piece of mind one a debt attorney can help you achieve. Eliminate your debt and get a fresh start.  If you need a debt lawyer in New York to file a bankruptcy for you do not hesitate to call us.

Business Debt Relief

If your business if overwhelmed with either credit card bills, business loans, business lines of credit, cash advances, or loans tied to your merchant account, then the debt lawyers from The Law Offices of Kenneth H Dramer PC can help.

  • We can work out monthly payment plans to fit a certain budget
  • We can settle the debt for less than what is owed
  • We can provide debt collection lawsuit defense if you are sued
  • We can help you file for bankruptcy

Whatever your needs are, the debt lawyers and certified debt arbitrators have the Business Debt Relief solutions your business needs!

Get Out Of Debt Safely and Quickly with The Law Offices of Kenneth H Dramer PC

We not only help you achieve the most beneficial result for your unique situation, but also strive to educate you on the process and methods that we use to determine your standing and how you can being building a more secure financial foundation.

As a full disclosure company, we inform you of every detail regarding your individual debt situation regardless if it is good or bad. At The Law Offices of Kenneth H Dramer PC, we make sure that you will never encounter any surprises or unforeseen problems during the debt settlement process, debt collection lawsuit defense, loan modification process, foreclosure defense, business debt relief process, or your bankruptcy filing, all so you can make the right decision on which service and processes best for you.

If you are motivated to take action to deal with your problem of overwhelming debt, you owe it to yourself to get the help you deserve. Fortunately, you have many rights that your creditors do not want you to know about, and The Law Offices of Kenneth H Dramer PC is glad to educate you and walk you through the debt settlement process or any other process that we specialize in.

We are a New York based debt law firm with nationwide coverage. To learn more about your options and our services and to receive a FREE consultation please call 888-314-1722, visit our Contact Us page or stop by our offices.

Debt Attorneys Who Work With You & For You


Visit our Services page to view the list of debt relief and mortgage relief services that we offer or check out the most commonly asked questions about debt negotiation on our FAQs page.

If you’d like to get started, call us at 888-314-1722 for your FREE consultation or visit our Contact Us page. We look forward to helping you get out of debt in the quickest and safest manner possible!