About The Law Offices of Kenneth H Dramer PC

Consumer & Business Debt Relief Attorneys

The Law Offices of Kenneth H Dramer, PC- credit and debt negotiating and counseling.

The Law Offices of Kenneth H Dramer PC is a diversified debt relief law firm, with years of experience in the practice areas of debt settlement, debt collection lawsuit defense, foreclosure defense and avoidance, predatory lending violations, Federal Debt Collection violations, and bankruptcy. No matter your financial hardship, our New York Debt Lawyers are skilled and able to help you determine which of our debt relief options will be best for your needs.

A Reputation Built on Results

Our Debt Relief Law Firm is known throughout the industry as a leader in getting results.  We have worked hard over the years to earn the reputation we have by giving honest advice to those in need rather than the advice that benefits our bottom line! By asking the right questions during our fact-finding at the free consultation, we will be better able to understand your whole situation not just a piece of it and therefore can develop a custom fit strategy for your needs as we know that no two cases are alike. We take our time and make sure all aspects of each choice are looking into thoroughly before making a recommendation.  It is this level of client service that is unparalleled in our industry.

Our Law Firm offers many different mortgage and debt relief options, not just one.  Our services are provided for both Consumer and Business Debt Relief as well. We have fine-tuned our services through our many years of experience in practicing as Debt Lawyers in New York.  Kenneth Dramer, our owner and lead attorney, has been practicing law since 1993.  Each of our debt lawyers, bankruptcy attorneys, foreclosure defense attorneys, and certified debt relief specialists, are well versed and trained in the areas we assist in and are all dedicated to your success!

The initial consultation is free so call 1-888-314-1722 now!

Read Client Testimonials Here

See Some Results Here

The Different Types of Debt and Situations We Can Assist With

Click on the link to the type of debt you have to see what kinds of debt negotiation services we offer:

Various Debt Relief Options for Various Situations

Since we offer numerous different services depending on your situation and what you qualify for, we work on your behalf!  With no affiliation with any bank or lending institution, we cater our advice to your best interests.  Whether we help lower your interest rates, reduce your monthly payments, or drop the balances on your accounts, we will do our best to save you as much money as possible. If we are helping you to avoid foreclosure with a loan modification, foreclosure defense, short sale or deed-in-lieu of foreclosure negotiations – know that you are in good hands as this is our area of specialty.  If you’re contemplating bankruptcy to wipe out your debt entirely and get a fresh start, let our experienced debt lawyers help you as any general practicing attorney just won’t do.  Let us walk you through your different options and explain both the pros and cons of each choice so you can make an educated decision as to which route is best for you.

Experience, Professionalism, & Results

You wouldn’t go to a foot doctor for brain surgery so why would you go to any other attorney rather than a debt attorney if you have a problem with debt?  We only deal with debt law so understand what our clients are facing as it is different than other types of law.  We know the stress associated with falling behind on your bills and being inundated with collection calls and threatening letters.  All of our clients’ situations are slightly different, but in the end, they are people with emotions just like you!  By not only managing your financial problems but managing your expectations and your emotions throughout the process we know that success is just a milestone or two away if you call today!

Our Debt Relief Goals

With our client service efforts helping to ensure that you complete what you start, our goal is to provide affordable services in all 50 states to those in need of taking back control of their financial futures.

At The Law Offices of Kenneth H Dramer PC, before we make any recommendations, our debt lawyers, certified debt relief specialists, and paralegals are trained to ask the right questions to find out about your specific situation. Based on your current income and your financial hardship, we will determine which course of action will work best for you. We do not only offer one path, as no one process can solve everyone’s needs. We will take our time with you and help evaluate what your best course of action should be. Call now, and one of our advisors will be there to get you started on your path to financial freedom.

We Can Help!

  • Our staff is trained to ask the right questions to learn your whole situation.  Any member of our law firm that will consult with our clients is well qualified with a MINIMUM OF 10 YEARS EXPERIENCE in dealing with debt negotiations!
  • Before making any recommendation, a representative will analyze your current situation including your assets and liabilities as well as your current cash flow. Your representative will then customize a relief solution to your individual needs.
  • Once retained, we immediately send a notice of limited power of attorney to any creditor or third party that is currently trying to collect the money you owe.  This requests all calls and notices be directed to our law firm enabling us to deal with your creditors and their collection activity for you.  Doing so helps curb the collection efforts towards you or your business allowing us to do what we do best in dealing with the collectors thus saving you time and allowing you to do what you do best.
  • We then work on lowering your payments, lowering your rates, extending the terms of your payback, and trying to reduce the amount of the outstanding principal that you owe, or helping you to file for bankruptcy.
  • We never agree to anything without first consulting with you and getting your approval.  It is your debt and your money, so you have the final say in all of our negotiations.

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The Law Offices of Kenneth H. Dramer PC helps individuals and businesses that are experiencing financial difficulties.  We have offices to serve New York City and Long Island as well as Upstate NY in addition to Of Counsel attorneys in states throughout the country so WE CAN HELP YOU NO MATTER YOUR LOCATION!  If you or your business have a debt obligation that you cannot afford, call today so one of the most experienced debt lawyers, debt relief professionals, bankruptcy lawyers, and other debt specialists can help you!  There is absolutely no obligation, so don’t hesitate to give us a call at 888-314-1722 or visit our Contact Us page to learn how you can get out of debt and take control of your financial future.

*The information provided on this site is for general information and educational purposes only.  The information presented should not be considered legal advice, and should not be misconstrued as such, and should most definitely not be acted upon without first consulting with an attorney. The information is subject to change without notice. Consult a debt relief lawyer licensed in your jurisdiction for specific advice.

*We provide Debt Relief services and are a debt relief agency, as defined by the U.S. Congress. We proudly assist people filing for bankruptcy relief under the Bankruptcy Code as well as various other services to help avoid bankruptcy.