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New York Foreclosure Defense Attorneys to help YOU Avoid Foreclosure

Mortgage and Foreclosure Defense Options

Avoid Foreclosure

With foreclosure rates approaching all time highs in America, many individuals are now losing their homes to the banks because they can no longer make their mortgage payments. It doesn’t have to be this way. We can help you save your home from foreclosure!

Avoid Foreclosure in New York

If you live in New York and are behind on your mortgage payments, our foreclosure defense attorneys and debt lawyers have years of experience practicing in real estate law and have pretty much seen it all when it comes to helping our clients avoid foreclosure!  From having successfully defended our clients in lawsuits that we had dismissed based on predatory lending violations to successfully putting an end to the foreclosure lawsuits by modifying our client’s loans when others have attempted and failed, if your home is in foreclosure you’ll want our law firm on your side as we can handle any and every aspect of the foreclosure defense New York!  No matter what the situation is with your home, we can help! We are not a general practicing law firm claiming to be the jack of all trades and the master of none by offering a variety of different services like drunk driving or wills and estates.  The only type of law we deal with all day & every day is debt law! We are strictly debt lawyers based in New York!  This is what we specialize in and why you’d want us on your side if you are at risk of losing your home to foreclosure.

  •  If you have tried to modify but were unsuccessful, many times we find ways to do it successfully
  • If there have been bank or 3rd party servicing errors, we will make sure they are dealt with
  • If in the past your bank told you to fall behind on payments in order to get a loan modification and that’s the reason you’re currently in this situation, we will help to make things right
  • If you are trying to bring your loan back up to date we may be able to get the bank to waive past due fees and interest

CALL NOW for a FREE CONSULTATION 1-888-314-1722

Foreclosure Defense Attorneys and Options Available in New York

We have successfully defended many clients and were able to keep them in their homes thereby successfully and permanently helping to avoid foreclosure!  It is always best to deal with a lawsuit as soon as you are aware of it.  You have only 30 days to file a written answer with the courts.  Unless you have done this numerous times on your own in the past, this is something you should not use trial and error with, as there is little room for error.  One of our experienced attorneys can file the answer for you to make sure all your defenses are stated clearly, and go on file with the courts as your “Attorney of Record” to be kept up to date with anything going on so you will not miss a beat.

If you have been the victim of a predatory loan or lender we can bring a great deal of value to the table by using that as part of your defense as we have in the past with outstanding results.  It can not only help avoid foreclosure but actually has lead to awards given to our clients for the victimization.  This can mean anything from money paid directly to you to the waiving of past due interest and fees  possibly even to the waiving the balance of your loan!  Find out more about how a predatory lending attorney within our practice can help with your foreclosure defense New York.

If you were served your foreclosure summons and complaint and did not an answer in a timely manner, it is never too late!  We can still bring value to the table in many ways:

  • We can file a notice of appearance to respond to anything that comes up going foward,
  • Review all documents, both lawsuit and loan closing documents, for predatory lending violations by either the mortgage broker, the bank’s lawfirm, or a defect in your bank’s handling of your mortgage loan,
  • Help apply for a loan modification to help get your back on track with your mortgage payments by either lowering the interest rates, restructuring past due balances and fees, and even reducing the outstanding principal balance.

Even if you were sued a long time ago and are now wanting to take action, we can help.  If a foreclosure judgment has been entered against you and even if you there is a sale date set just around the corner – we can still help.   We can file an “Order to Show Cause” on your behalf in effort to stall sale dates, and but us time to review for any violations, file appeals, apply for modifications, etc.

Being that we are debt attorneys, if all else fails we can even help file for bankruptcy to try to keep you in your home.  We will do whatever it takes to help you in these difficult times!

For those unfortunate circumstances where a client can no longer afford their home, not only do we offer home exit strategy options such as short sale negotiations as well as Deed-in-Lieu of foreclosure negotiations, but in addition we can help stall the foreclosure process for as long as possible to give as much time as needed to allow for the relocation of your family.  We have even succeeded in many instances of exchanging “Cash-for-Keys” with the banks or current owner of your property if you have already have your home sold at a foreclosure auction.  Not only can we keep you in your home as long as possible, but we may be able to get you paid when it is time to leave!

IT IS NEVER TOO LATE TO GET HELP!  CALL NOW FOR A FREE CONSULTATION WITH A FORECLOSURE DEFENSE ATTORNEY 1-888-314-1722

Other services offered which help avoid foreclosure or aid with your Foreclosure Defense in New York

Some of the services we offer are as follows:

At The Law Offices of Kenneth H Dramer PC, before we make any recommendations, our debt lawyers, mortgage relief specialists, and paralegals, are trained to ask the right questions to find out about your specific situation. Based on your current income and your financial hardship, we will determine which course of action will work best for you. We do not only offer one path, as there is no one process that can solve everyone’s needs. We will take our time with you and help evaluate what your best course of action should be.

Call now so one of our advisers can get you started on your path to financial freedom. There is no obligation to enroll, and the CONSULTATION IS FREE so don’t delay…

CALL 1-888-314-1722 TODAY!

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*Individual results may vary based on consumer’s earnings, assets, and current mortgage loan situation.  Our law firm does not assume or pay your mortgage, nor provide credit or tax advice in relation to any forgiven amounts. Mortgage assistance does not obtain immediate repayment arrangements.  Mortgage assistance is not available in all states.

*Be wary of any company that tells you not to pay your mortgage loan as it may have a negative impact on your credit report and other consequences.  For example, your mortgage loan may continue to accrue late fees and penalties, you also may receive calls from your lender and/or their collectors, you could even be sued for non-payment.  If your lender obtains a judgment against you then you may lose your home.  Make sure you choose company that explains the benefits and consequences of each mortgage relief option.

*The information provided on this site is for general information and educational purposes only.  The information presented should not be considered legal advice, and should not be misconstrued as such, and should most definitely not be acted upon without first consulting with an attorney. The information is subject to change without notice. Consult a debt relief lawyer licensed in your jurisdiction for specific advice.

*We provide Debt Relief services and are a debt relief agency, as defined by the U.S. Congress. We proudly assist people filing for bankruptcy relief under the Bankruptcy Code as well as various other services to help avoid bankruptcy.