img_creditor

Debt Collection Lawsuit Defense Attorneys

Debt Attorneys Are Your Last Line of Defense Against Creditors…
Often, they Should Be Your First!

If you are being sued by a credit card company, debt collector or a 3rd party collector that has purchased (or is collecting on) your delinquent account, the Debt Lawyers at The Law Offices of The Law Offices of Kenneth H Dramer, PC can help. We have provided Debt Collection Lawsuit Defense to many clients in the same situation and can guide you in analyzing your budget to determine if we should assist with defending, postponing, or settling your lawsuit, or if we may need to help you to file for bankruptcy.

“I’m Being Sued by a Creditor! How Can Debt Lawyers and Debt Collection Lawsuit Defense Help?”

Since Debt Collection Lawsuit Defense is a large part of our practice, our law firm is staffed with highly qualified debt lawyers who specialize in consumer and business debt relief which encompasses this area of the law.  We are well versed in protecting the rights of our clients an will vigorously work to defend them.

We understand that each debt collection lawsuit defense is different and that each of our clients is also different and our experience has well prepared us for every different situation that may arise in defending our clients.  While taking into consideration our client’s budget our debt lawyers and attorneys carefully analyze your situation and will work with you to develop the appropriate strategy that best suits your needs.

In many instances we have gotten cases dismissed with our strong debt collection lawsuit defense or have been able to settle before they go to court and turn into judgments. In other cases, the strategy has been to postpone as long as possible, thereby buying time and allowing a client to save funds that are used in a settlement agreement, thus avoiding a judgment.

Click here for a few examples of settlements arranged through our debt collection lawsuit defense cases

CALL NOW FOR A FREE CONSULTATION 1-888-314-1722

It is rare these days that the original creditor sues without hiring an outside law firm but it does happen as in many cases with American Express Legal or JPMorgan Chase Legal.  More often we defend individuals being sued by large collection law firms like;

  • Apothaker & Scian,
  • Berman & Rabin,
  • Daniels Norelli Scully & Cecere,
  • Eltman Law,
  • Eltman, Eltman & Cooper,
  • Forster & Garbus,
  • Gurstel Chargo,
  • Hayt Hayt & Landau,
  • Houslanger & Associates,
  • Jaffe & Asher,
  • Jasne & Florio,
  • Kaplan & Moon,
  • Kirschenbaum & Kirschenbaum,
  • Kirshenbaum & Phillips,
  • Lacy Katzen,
  • Law Offices of Steven Cohen,
  • Lustig, Glaser & Wilson,
  • Lyons Doughty & Veldhuis,
  • Malen & Associates,
  • Mel S. Harris, & Associates,
  • Meyers, Saxon & Cole,
  • Mullooly Jeffrey Rooney & Flynn,
  • Nudelman Klemm & Golub,
  • O’Brien & Taylor,
  • Pressler & Pressler,
  • Relin, Goldstein & Crane,
  • Rodenberg Law Firm,
  • Rubin & Rothman,
  • Schachter Portnoy,
  • Scherr & McClure Law,
  • Selip & Stylianou,
  • Sharinn & Lipshie,
  • Smith Carroad Levy & Wan,
  • Solomon & Solomon,
  • Stephen Einstein & Associates,
  • Stern & Stern,
  • The Bowes Law Firm,
  • Weltman, Weinberg & Reis,
  • Zwicker & Associates.

There are too many smaller debt collection attorneys that we deal on a regular bases to list, but rest assured if there is a lawsuit involving a debt, we most likely have dealt with the attorney suing you as well!

If you get served with a debt collection lawsuit, don’t panic.  The summons and complaint you receive may often have a date on it that is already several weeks or months old.  Do not worry!  This is not the date the clock starts counting from.  Typically when a debt collection law firm sues someone, they do not take a physical trip to the court each day to file their case or cases and purchase their index number then, but rather make one trip every few weeks or sometimes months and purchase a bunch of index numbers  in bulk at one time.  Then over the upcoming weeks or months they complete each lawsuit and index number with he information of the alleged debtor they are going to sue.  If you see an older date that is weeks or months prior to actually receiving the summons and complaint, all that means is the date the index number was purchased from the court an means nothing for your purposes.  The clock starts counting for your 20-30 days the day you receive the summons and complaint.

CALL NOW FOR A FREE CONSULTATION 1-888-314-1722

If your original creditor has sold your account to a 3rd Party Debt Purchaser and are now being sued, our Debt Collection Lawsuit Defense can help.

We help with Debt Purchasers like:

  • CACH,
  • Albatross Receivables Management,
  • Ally Portfolio Investments,
  • Arrow Financial Services,
  • Asset Acceptance,
  • Asta Funding,
  • Atlantic Credit & Finance,
  • B-Line,
  • Capital Asset Management,
  • Cascade Receivables Management,
  • Cavalry Portfolio Services,
  • Crown Asset Management,
  • Cypress Financial Recoveries,
  • Diversified Services Group,
  • eCast Settlement Corp,
  • Encore Capital Group,
  • Icon Equities,
  • Investment Retrievers Inc,
  • Jefferson Capital Group,
  • LR Credit,
  • LVNV Funding,
  • Midland Credit Management,
  • Midland Funding,
  • NCO Financial,
  • Oliphant Financial,
  • Palisades Collection,
  • Pinnacle Asset Group,
  • Portfolio Recovery Associates,
  • Praxis Financial Solutions,
  • Premier Asset Management,
  • Razor Capital,
  • Resurgent Capital Services,
  • Sherman Financial,
  • Specialized Loan Servicing,
  • U.S. Equities,
  • Unifund Corp,
  • Viking Portfolio Management.

The above are just a few examples of these debt purchasers but there are many more.   If you are being sued by a company that you do not recognize, then a debt purchaser may have bought your account.  You should have an experienced law firm like ours by your side in these cases as many of these companies frequently violate the law by:

  • Attempting to collect on inaccurate or unsubstantiated debt
  • Misrepresenting their intention to prove debts they sued consumers over
  • Relying on misleading, robo-signed court filings to churn out lawsuits
  • Suing or threatening to sue past the time of the statute of limitations
  • Pressuring consumers to make payments using misrepresentations
  • Telling a consumer the debt is valid simply because it has not been disputed

Not only can we defend you if you are being sued by one of these companies, if your rights have been violated by a 3rd party debt collector, we can turn the tables and sue them for you!  These cases will never cost you a dollar out of pocket since we don’t charge a fee if we don’t win and if we do win – the collector that violated the law pays our fee not you!  Find out more about these lawsuits.

CALL NOW FOR A FREE CONSULTATION 1-888-314-1722

My Bank Account is Frozen Can Debt Collection Lawsuit Defense Help?

ABSOLUTELY!  If you tried to defend yourself and lost your lawsuit there may be a judgment against you which has now lead to bank account being frozen without any further advance notice to you.  We can help!  We may be able to get an Order to Release Frozen Bank Account and save your funds before the marshal is able to take them from  you.  We may be able to vacate the judgment and if so the bank lien will be removed and will also be removed from your credit report.  If the judgment is valid as you were served properly lost in defending yourself then we can still help in other ways.   Most of the time, we are able to settle bank liens for less than the amount owed saving thousands of dollars for many of our clients and allowing the funds that were previously frozen to be released! If you do not have the funds to settle we can even help you work out a payment plan or file for bankruptcy if you qualify for it.

My Property has a Lien Against it Can Debt Collection Lawsuit Defense Help?

ABSOLUTELY! If you tried to defend yourself and lost your lawsuit there may be a judgment against you which has now lead to a property lien without any advance notice to you. We can help! We may be able to get an Order of Lien Release and save your equity before your sell.  We may be able to vacate the judgment and if so the property lien will be removed and will also be removed from your credit report. If the judgment is valid as you were served properly lost in defending yourself then we can still help in other ways. Most of the time, we are able to settle property liens for less than the amount owed saving thousands of dollars for many of our clients and allowing the equity that would have previously been lost to be freed!  If you do not have the funds to settle in advance of your sale we can even help you work out a payment plan or file for bankruptcy if you qualify for it.

If you Received a Wage Garnishment Notification Debt Collection Lawsuit Defense Can Still Help!

If you tried to defend yourself and lost your lawsuit there may be a judgment against you which has now lead to a pending wage garnishment or a garnishment that is already in place.  We can help!  We may be able to vacate the judgment and if so the garnishment will stop dead in its tracks and will also be removed from your credit report.  If the judgment is valid as you were served properly lost in defending yourself then we can still help in other ways.   We are able help file an Order to Stop Wage Garnishment or can contest the garnishment for you if you can not afford to live with a garnishment in place.  We are able to settle wage garnishments for less than the amount owed saving thousands of dollars for many of our clients!  If you do not have the funds to settle we can even help you file for bankruptcy if you qualify.  One way or another, we will be able to help as we have options not just one choice!

CALL NOW FOR A FREE CONSULTATION 1-888-314-1722

Trust the Debt Lawyers from The Law Offices of Kenneth H Dramer PC for Your Debt Collection Defense

The Law Offices of Kenneth H Dramer PC has a wealth of experience in debt collection defense and has been protecting the rights of consumers just like you for many years. With our extensive experience and comprehension in debt collection defense, we are able to successfully battle for our clients’ rights, leading us to outstanding results.*

We are a law firm based in New York and practice nationwide.  If you are being sued by a creditor, debt collector, or debt buyer, we understand that it can be extremely stressful. Our client service representatives, paralegals, and attorneys are fully committed to providing the best personalized attention in a one-on-one setting. We will always be here for you as a shoulder to lean on in your time of need.

At The Law Offices of Kenneth H Dramer, PC, our attorneys, certified debt specialists and paralegals are trained to ask the right questions to find out about your specific situation.   We take our time with you and evaluate what your best course of action should be based on your current financial hardship. We do not only offer one path, as there is no one process that can solve everyone’s needs. When dealing with a lawsuit, time is of the essence! CALL 888-314-1722 NOW FOR A FREE CONSULTATION, and one of our advisers will be there to get you started on your path to financial freedom! There is no obligation to enroll, so don’t delay.

Looking to Become an Affiliate?  Click HERE

 

*Individual results may vary based on consumer’s earnings, assets, current financial situation, ability to save sufficient funds, ability to complete the process, as well as circumstances specific to each case.  Our law firm does not assume or pay any debts, nor provide credit or tax advice on forgiven amounts.  Debt Collection Legal Defense is not available in all states, and does not obtain immediate repayment arrangements until consumer saves sufficient funds and creditor(s) make offers.

*Be  wary of any company that tells you not to pay your bills as certain debt relief options may have a negative impact on your credit report and other consequences.  For example, your debts may continue to accrue late fees and penalties, you also may receive calls from your creditors and/or debt collectors, you could even be sued for non-payment.  If a creditor obtains a judgment against you they have the right to garnish your wages or put a lien on your home.  Make sure you choose company that explains the benefits and consequences of each debt relief option.  Please read and understand all process terms prior to enrollment.

*The information provided on this site is for general information and educational purposes only.  The information presented should not be considered legal advice, and should not be misconstrued as such, and should most definitely not be acted upon without first consulting with an attorney. The information is subject to change without notice. Consult a debt relief lawyer licensed in your jurisdiction for specific advice.

*We provide Debt Relief services and are a debt relief agency, as defined by the U.S. Congress. We proudly assist people filing for bankruptcy relief under the Bankruptcy Code as well as various other services to help avoid bankruptcy.